Personal Checking & Savings

Here on the coast. Here for the long haul.

Everyday Checking

The right account, for every season.

We show up for Oregon’s coastal communities in ways that no other financial institution can. With in-house decisions and unmatched local expertise, we'll meet you exactly where you are.

Anchor Checking

Best if ...

I want simple, no-nonsense checking account with no monthly maintenance fee.
 

Flagship Checking

Best if ...

I tend to have a balance of $5,000 or more, and I want to earn interest on it—without worrying about ATM fees.

Everyday Savings

Smooth sailing to your goals.

Hey, thanks for being an Oregon Coast Bank customer. Your deposits are helping to build up the families, neighbors, and businesses that make the coast special. We couldn’t do it without you.

Anchor Savings

Best if ...

I want the most affordable, lowest-cost savings account, so I can get started setting money aside for my future.

Flagship Money Market

Best if ...

I want to earn a premium interest rate on my savings with no restrictions on accessing my funds.
 

Maritime Money Market

Best if ...

I have more than $100,000 in savings, and I want the best rates available. I rarely make more than five debits per statement cycle.

Lifelong Checking & Savings

Enjoy the journey.

You’re preparing for your future, and so are we. Oregon Coast Bank takes care to provide lifelong service with products that make sense—because we’re here for relationships. We always have been.

Children's Savings

Best if ...

I want to help my child (age 0-12) start their financial journey with an account that makes saving fun and rewarding.
 

Youth Checking & Savings

Best if ...

I’m a young adult (age 13-24) who wants to manage my money without worrying about maintenance fees, ATM fees, or transaction limits.

Over 60 Checking & Savings

Best if ...

I’m over 60, and I want all the perks of your basic checking and savings accounts—plus free paper statements!
 

Certificates of Deposit (CDs)

Make your money work harder for you

Pick a term, lock your rate, and count on guaranteed interest. Invest your funds for whatever amount of time works for you—just a little commitment earns you more on your money.

  • Terms from 5 months to 3 years
  • Guaranteed return on your investment
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Health savings accounts (HSAs)

A smart way to manage healthcare costs

Pair an HSA with your high-deductible plan to reduce healthcare expenses. Contribute pre-tax earnings and spend the money tax-free on any eligible medical expense.

  • Tax-free spending for doctor’s visits, prescriptions, and more
  • Save on medical costs while paying toward your insurance plan deductible
Contact us to get started

Explore our complete range of personal banking services