Children’s Account
| I want to help my child (age 0-12) start their financial journey with an account that makes saving fun and rewarding.
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Skipper Savings
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| Transactions
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Unlimited
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| Card Eligibility
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No
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| Check Writing
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No
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| Interest
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Premium rate designed to incentivize saving as a habit*
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| Minimum Opening Deposit
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$10
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| Maintenance Fee
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$0
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Youth Checking and Savings Accounts
| I’m a young adult (age 13-24) who wants to set money aside for my future.
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I’m a young adult (age 13-24) who wants to manage and spend my money without worrying about maintenance fees, ATM fees,** or transaction limits.
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Voyager Savings
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Voyager Checking
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| Transactions
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Unlimited
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Unlimited
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| Card Eligibility
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ATM only
|
Debit card
Free ATM access
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| Check Writing
|
No
|
Yes
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| Interest
|
Premium rate designed to incentivize saving as a habit*
|
No
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| Other Perks
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N/A
|
No ATM fees (third-party ATM fees are refunded)
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| Minimum Opening Deposit
|
$10
|
$10
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| Paper Statement Fee
Waived with enrollment in e-statements (available via online banking).
|
$0
|
$3
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| Maintenance Fee
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$0
|
$0
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Admiral Checking & Savings
| I’m over 60, and I want all the perks of your basic checking and savings accounts—plus free paper statements!
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||
Admiral Checking |
Admiral Savings |
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| Transactions
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Unlimited
|
Unlimited
|
| Card Eligibility
|
Debit card
|
ATM only
|
| Check Writing
|
Yes
|
No
|
| Interest*
|
No
|
Yes*
|
| Other Perks
|
N/A
|
$100
|
| Minimum Opening Deposit
|
$100
|
$0
|
| Paper Statement Fee
Waived with enrollment in e-statements (available via online banking).
|
$0
|
$3
Waived with $200 average daily balance.
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| Maintenance Fee
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$0
|
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* For current rates, visit https://www.oregoncoastbank.com/deposit-rates/
** Oregon Coast Bank does not charge fees at any ATM on the Voyager Checking Account; in fact, we refund third-party ATM fees.