Compare Accounts
I want the most affordable, lowest-cost savings account, so I can get started setting money aside for my future.
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I want to earn a premium interest rate on my savings with no restrictions on accessing my funds.
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I have more than $250,000 in savings, and I want the best rates available. I rarely make more than five debits per statement cycle.
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Anchor Savings
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Flagship Money Market
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Maritime Money Market
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Transactions
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Unlimited
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Unlimited
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Unlimited credits
Five debits per statement cycle** $5 per additional debit
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Card Eligibility
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ATM only
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ATM only
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ATM only
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Check Writing
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No
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Yes
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Yes**
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Interest
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Yes*
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One competitive rate no matter what your balance*
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Tiered rates allow you to earn more on higher balances*
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Minimum Opening Deposit
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$100
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$100
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$100
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Paper Statement Fee
Waived with enrollment in e-statements (available via online banking).
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$3
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$3
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$3
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Maintenance Fee
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$3
Waived with $200 average daily balance.
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$15
Waived with $2,500 average daily balance.
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$15
Waived with $2,500 average daily balance.
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* For current rates, visit https://www.oregoncoastbank.com/deposit-rates/
** This account is not designed to replace a transactional account (like a checking account). Five transactions that reduce the balance of this account (“debits”) are complimentary each statement cycle. A $5 transaction fee will be charged for each additional debit. Withdrawals made in person or through an ATM, transfers to other Oregon Coast Bank accounts (whether online or in person), and bank-initiated charges and fees are not counted toward this limit or subject to the $5 transaction fee.