Everyday Checking

We show up for Oregon’s coastal communities in ways that no other financial institution can. With in-house decisions and unmatched local expertise, we'll meet you exactly where you are.

Compare Accounts

I want a simple, no-nonsense checking account with no monthly maintenance fee.

 

 I tend to have a balance of $5,000 or more, and I want to earn interest on it—without worrying about ATM fees.

 

Anchor Checking

 

Flagship Checking

 
Transactions

 

 Unlimited

 

 Unlimited

 
Card Eligibility

 

 Debit card

 

 Debit card

 
Check Writing

 

 Yes

 

 Yes

 
Interest

 

 No

 

 Yes*

 
Other Perks

 

 N/A

 

 No ATM fees (third-party ATM fees are refunded)**

 
Minimum Opening Deposit

 

 $100

 

 $100

 
Paper Statement Fee

Waived with enrollment in e-statements (available via online banking).

 

 $3

 

 

 

 $3

 

 

 
Maintenance Fee

 

 

 $0

 

 

 $15

Waived with $5,000 average daily balance

 

* For current rates, visit https://www.oregoncoastbank.com/deposit-rates/

** Oregon Coast Bank does not charge fees at any ATM on the Flagship Checking Account; in fact, we refund third-party ATM fees.

!

ALERT: We have become aware of an increasing number of fraud attempts in our communities. Oregon Coast Bank will never contact you to ask for security codes, your user IDs, or your password. Fraudsters calling and claiming to be from your financial institution may ask for your username, password, two-factor authentication code or other personal information to gain access to your online banking. If you receive a call or text from someone claiming to be from your Oregon Coast Bank requesting this information, stop communicating and report it immediately to Oregon Coast Bank.