Everyday Checking

We show up for Oregon’s coastal communities in ways that no other financial institution can. With in-house decisions and unmatched local expertise, we'll meet you exactly where you are.

Compare Accounts

I want a simple, no-nonsense checking account with no monthly maintenance fee.

 


I tend to have a balance of $5,000 or more, and I want to earn interest on it—without worrying about ATM fees.

 


Anchor Checking

 

Flagship Checking

 

Transactions

 

Unlimited

 

Unlimited

 

Card Eligibility

 

Debit card

 

Debit card

 

Check Writing

 

Yes

 

Yes

 

Interest

 

No

 

Yes*

 

Other Perks

 

N/A

 

No ATM fees (third-party ATM fees are refunded)**

 

Minimum Opening Deposit

 

$100

 

$100

 

Paper Statement Fee

Waived with enrollment in e-statements (available via online banking).

 

$3

 

 

 

$3

 

 

 

Maintenance Fee

 

 

$0

 

 

$15

Waived with $5,000 average daily balance

 


* For current rates, visit https://www.oregoncoastbank.com/deposit-rates/

** Oregon Coast Bank does not charge fees at any ATM on the Flagship Checking Account; in fact, we refund third-party ATM fees.