Business Checking & Savings

Count on your community. Count on us.

Business Checking

Chart your course with confidence.

Oregon Coast Bank is here for the industries that drive our coastal communities—from fishing, to logging, to dairy, to construction. Think in-house decisions. Local expertise. Tailored solutions. When you need more, we show up.

Business Home Port Checking

Best if ...

I have a small to mid-sized business, looking for a low-cost checking account.
 
 

Business Advantage Checking

Best if ...

My business has a higher transaction or cash-processing volume, and we want to earn interest on our operating funds.
 

Account Analysis Checking

Best if ...

I need the greatest possible flexibility for business transactions and cash-processing, and I want to earn the highest possible interest on our funds.

Business Savings

Navigate to reach your goals.

We show up for Oregon’s coastal communities in ways that no other financial institution can. Oregon Coast Bank creates tailored solutions to meet you exactly where you are.

Business Home Port Savings

Best if ...

I want the most affordable, lowest-cost savings account, so I can get started setting money aside for my business.

Business Advantage Money Market

Best if ...

I want to earn a premium interest rate on my savings with no restrictions on accessing my funds.
 

Business Maritime Money Market

Best if ...

I have more than $100,000 in savings, and I want the best rates available. I rarely make more than five debits per statement cycle.

Government & Nonprofit Accounts

Working together, and rising together.

Partnering with you on your unique financial needs. Providing common sense solutions for you, and your community as a whole. At Oregon Coast Bank we bring personal connection and speed of service that simply can’t be found elsewhere.

Community Rewards Checking

Best if ...

My organization would benefit from a premium, interest-bearing, checking account that can handle higher transaction volumes.

Community Money Market

Best if ...

My organization has a lower transaction volume, and we want to earn higher rates on our savings.
 

Community Maritime Money Market

Best if ...

My organization has more than $100,000 in savings, we don’t make many withdrawals, and we want to earn the highest rates available.

Health savings accounts (HSAs)

A smart way to manage healthcare costs

Pair an HSA with your high-deductible plan to reduce healthcare expenses for yourself and your employees. Contribute pre-tax earnings and spend the money tax-free on any eligible medical expense

  • Designed to be used in conjunction with affordable high deductible health plans
  • Covers small and routine medical expenses until your deductible is met and insurance benefits “kick in”
Contact us to get started

Certificates of Deposits (CDs)

Lock in a guaranteed return on your money

Pick a term, lock your rate, and count on guaranteed interest. Invest your funds for anywhere from six months to five years—whatever term works for you. Your money earns more with just a little commitment.

  • Terms from 6 months to 5 years
  • Fixed-rate
Contact us to get started

Explore our comprehensive solutions for coastal business banking