Community Rewards Checking Account
| My organization would benefit from a premium, interest-bearing, checking account that can handle higher transaction volumes.
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Community Rewards Checking
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| Transactions
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500 checks written or deposited (then $0.20 per item)
$25,000 in currency & coin transactions (then $0.20 per additional $100)
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| Card Eligibility
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Debit card
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| Check Writing
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Yes
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| Interest
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Yes*
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| Minimum Opening Deposit
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$100
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| Paper Statement Fee
Waived with enrollment in e-statements (available via online banking).
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$3
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| Maintenance Fee
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$0
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Compare Community Money Market Accounts
| My organization has a lower transaction volume, and we want to earn higher rates on our savings.
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My organization has more than $250,000 in savings, we don’t make many withdrawals, and we want to earn the highest rates available.
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Community Money Market
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Community Maritime Money Market
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| Transactions
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25 checks written or deposited ($0.25 per additional)
$10,000 in currency & coin transactions (then $0.25 per additional $100)
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25 check deposits ($0.25 per additional)
$10,000 in currency & coin transactions ($0.25 per additional $100) Five debits per statement cycle ($5 per additional debit)**
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| Card Eligibility
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ATM only
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ATM only
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| Check Writing
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Yes
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Yes**
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| Interest
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One competitive rate no matter what your balance*
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Tiered rates allow you to earn more on higher balances*
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| Minimum Opening Deposit
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$100
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$100
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| Paper Statement Fee
Waived with enrollment in e-statements (available via online banking).
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$3
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$3
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| Maintenance Fee
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$0
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$0
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* For current rates, visit https://www.oregoncoastbank.com/deposit-rates/
** This account is not designed to replace a transactional account (like a checking account). Five transactions that reduce the balance of this account (“debits”) are complimentary each statement cycle. A $5 transaction fee will be charged for each additional debit. Withdrawals made in person or through an ATM, transfers to other Oregon Coast Bank accounts (whether online or in person), and bank-initiated charges and fees are not counted toward this limit or subject to the $5 transaction fee.