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PersonalCredit Line
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Home equity loans and lines of credit from Oregon Coast Bank can fund a wide variety of financial needs including home remodels, furniture, debt consolidation, business startups, educational costs, vacations, even the purchase of a car, boat or RV. Whatever your desired purpose, Oregon Coast Bank home equity loans and lines of credit offer many benefits including:
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Low competitive rates
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No-closing-costs options
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May be tax deductible (consult your tax advisor)
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Fixed RateHome Equity Loans
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Borrow against the equity in your home and lock in a competitive rate and payment. Just like your mortgage, the interest could be tax deductible (consult your tax advisor).
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Home EquityBalloon Loans
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Based on competitive rates, Home Equity Balloon Loans allow for lower monthly payments with a fixed sum due at the end of the loan. All interest could be tax deductible (consult your tax advisor).
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Home EquityLine of Credit
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Get instant access to the money you need, whenever you need it with our Home Equity Line of Credit. Use it for major purchases, tuition, paying taxes, home repair & remodeling, a new car… use it as often as you'd like, for whatever you'd like. As an added benefit, all interest could be tax deductible (consult your tax advisor).
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Competitive rates (lower than most credit cards)
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Credit limits range from $5,000 - $500,000
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Convenient unlimited access to your funds. Just call or visit any of our offices to transfer funds to an Oregon Coast Bank checking account (with no fees and no minimums).
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Protect yourself from unplanned overdrafts by linking your Home Equity Line of Credit to your Oregon Coast Bank checking account
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Flexible repayment options include interest only or 1.5% of the outstanding balance
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Use our Fixed Rate Option to convert funds to up to three separate fixed rate installment loans within your line of credit. For example, if you had a $100,000 line of credit and you purchased a $60,000 boat, you can instruct us to create a fixed rate, fixed payment option within your line, and still have $40,000 in credit available. As you repay your Fixed Rate Option, your available line of credit is automatically replenished.
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Calculate the FDIC Insurance coverage of your accounts online
Get a $40,000 Home Equity Loan for just $394 Per Month
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