Oregon Coast Bank | Credit Cards | Common Sense. Uncommon Service.

Online Banking User Access
Online BillPay User Access
Online Business BillPay Access
Online BillPay Demo

Instructional Videos

Apply for Accounts & Loans
Get a fast decision
on your application

View Today's Rates

Find the Nearest
Oregon Coast Bank Office

Find A Free ATM

Return to
Personal Banking
Home Page




You Choose The Card That's Right for You.... Oregon Coast Bank credit cards include Visa Platinum, Visa Platinum Flex Miles, Visa Classic, Visa Classic Flex Miles and MasterCard Gold. All cards are accepted worldwide at businesses, financial institutions and ATMs displaying the CIRRUS logo. Flex Miles Cards reward you with free airline tickets. Applying is easy. Download our Credit Card Application or ask for one at your local Oregon Coast Bank office. Then complete it and mail it back. Your application will be processed quickly so you can start using your card right away.
Enjoy the Benefits of Flex Miles When you choose one of our Flex Miles cards, in addition to a preferred rate on your card purchases, you will receive the following travel benefits:
	1000 Bonus Miles just for opening your account
	For every dollar you spend in purchases on your enrolled card you'll earn a matching Flex Miles point towards free air travel.
	Travel can be redeemed for as little as 18,000 points for a roundtrip ticket - up to a $360 value! You can also accumulate miles toward greater rewards.
	There are no blackout dates and no seat restrictions.
	Pre-trip assistance
	Emergency ticket replacement

Calculate the FDIC Insurance coverage of your accounts online

Oregon Coast Bank | Transferring Accounts to OCB is Easy

Transferring Accounts to OCB is Easy. Here's Your Switch Kit!

Need a Mortgage? Want to Pre-Qualify? Click Here

Reduce Your Healthcare Costs & Taxes with an HSA

	Visa Platinum Flex Miles	*Visa Platinum*	Visa Classic Flex Miles	*Visa Classic*	MasterCard Gold
Introductory APR	5.9% until the end of 6 billing cycles from the date the account is opened.	5.9% until the end of 6 billing cycles from the date the account is opened.	5.9% until the end of 6 billing cycles from the date the account is opened.	5.9% until the end of 6 billing cycles from the date the account is opened.	5.9% until the end of 6 billing cycles from the date the account is opened.
APR on Purchases after Introductory Period	Index + 3.9% See explanation of index based variable rate below*	Index + 7.9% See explanation of index based variable rate below*	Index + 3.9% See explanation of index based variable rate below*	Index + 7.9% See explanation of index based variable rate below*	Index + 7.9% See explanation of index based variable rate below*
Annual Fee	$35	None	$35	None	None
Grace Period	25 days for purchases. No grace period for Cash Advances	25 days for purchases. No grace period for Cash Advances	25 days for purchases. No grace period for Cash Advances	25 days for purchases. No grace period for Cash Advances	25 days for purchases. No grace period for Cash Advances
Cash Advance Fee	2% of the amount of the Cash Advance subject to a minimum fee of $2	2% of the amount of the Cash Advance subject to a minimum fee of $2	2% of the amount of the Cash Advance subject to a minimum fee of $2	2% of the amount of the Cash Advance subject to a minimum fee of $2	2% of the amount of the Cash Advance subject to a minimum fee of $2

*After the introductory period, the rate will vary based on the Index (The Wall Street Journal Prime Rate) plus a margin. The APR will be adjusted on the third Wednesday of March, June, September, and December based on changes in the Index and will take effect on the first day of the billing cycle after a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased finance charges on the account. As of April 1, 2003, the Index was 4.25%. The account will never have an APR over 21%.